Appraisal services for Southwest Missouri homeowners

Here are the top seven reasons why Missouri homeowners need Baybrooke Appraisal:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge the assessment of your property value
To lower your mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a divorce in the state of Missouri, where property needs to be divided
Settle an estate in Missouri by determining the true market value of a property


	Do you own a house in or near Greene County/Christian County, MO? Do you need help determining the value of your real estate? Contact Baybrooke Appraisal.

We at Baybrooke Appraisal understand the individual needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value report than yours.

Challenge the assessment of your property

Let's say you live in a local area that's declining -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Baybrooke Appraisal is your strongest weapon when contesting your property tax assessment.

Need to remove PMI?

A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are qualified in helping folks just like you do away with unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be unsuitable from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Baybrooke Appraisal can help you reinstate your home equity line of credit with a professional appraisal.